卡拉恰伊-巴尔卡尔语(Къарачай-малкъар тилQaraçay-malqar til)一译哈拉恰伊-巴勒卡尔语[3],是突厥语系的语言,是卡拉恰伊人和巴尔卡尔人的语言。它分为两种方言:卡拉恰伊方言(Karachay, pronouncing /ch/ and /zh/)和巴尔卡尔方言(pronouncing /ts/ and /z/)。估计使用者有24万人。使用西里尔字母书写。[4]
Bütew adamla erkin bolub emda sıyları bla haqları teñ bolub tuwadıla. Alağa aqıl bla namıs berilgendi emda bir-birlerine qarnaşlıq halda qararğa kerekdile.
All human beings are born free and equal in dignity and rights. They are endowed with reason and conscience and should act towards one another in a spirit of brotherhood.